Startup Costs & Funding Planner

About the Startup Costs & Funding Planner

Most startups do not run out of ideas — they run out of cash. The Startup Costs & Funding Planner helps you avoid that by costing every expense before you launch and telling you exactly how much money you need to raise. List your one-off setup costs and your monthly running costs, choose how many months of runway you want, and the template calculates your total funding requirement, including a sensible buffer.

It then shows what you already have versus what you still need to find, so you can approach investors, lenders or your own savings with a precise, credible number. A cost-split chart makes it easy to see where your money is going and where you might trim.

This funding planner is perfect for anyone starting a business, side hustle or new product line who wants to plan properly instead of guessing. Built in Excel and Google Sheets with clear inputs and a worked example, it is simple to use and yours to keep.

Who it's for

What's included

• Separate one-off setup costs and monthly running costs
• Choose your runway in months — funding total updates automatically
• Automatic 10% buffer so you are not caught short
• "Still to find" figure based on what you already have
• Cost-split chart to see where the money goes
• Works in Microsoft Excel and Google Sheets

How to download & use it

1. Check your email. The moment your payment goes through, we email your files to the address you enter at checkout. They usually arrive within a minute or two — if not, check your spam or promotions folder.
2. Download your files. Open the email and click the download button. Your files save straight to your device — nothing is posted, it is all instant and digital. Keep the email so you can re-download any time.
3. Open it. Open the file in Microsoft Excel, or upload it to Google Sheets (in Google Drive: New → File upload, then open with Google Sheets). It works on desktop, tablet and mobile.
4. Make it yours. Type into the highlighted input cells — everything else calculates automatically. Most files include a "Start Here" tab and sample data to guide you.

Need a hand? Every purchase includes free email support and free updates for life. If a file ever will not open, reply to your receipt and we will sort it.

Frequently asked questions

How much runway should I plan for?

Most advisors suggest at least 6 months. The template lets you set any number and updates instantly.

Can I use this to pitch investors?

Yes — it gives a clear, credible funding total you can put straight into a pitch.

Related searches

Related guides

• How to build a 12-month cash flow forecast (free template)

Instant digital download. Nothing is shipped. Files are delivered to your email the moment you buy, and you can re-download them any time. Single-business licence.