Paycheck Budget Planner

About the Paycheck Budget Planner

Budgeting by the month is hard when you get paid weekly or fortnightly — so budget by the paycheck instead. This Paycheck Budget Planner uses the proven zero-based method: you assign every pound of your take-home pay to a category until there is nothing left unassigned, so your money always has a plan.

Split your spending into needs, wants and savings, track what you actually spend against each, and see your leftover shrink to zero on a clear dashboard. It shows how much you have assigned, what is left to assign, and your split across needs, wants and savings — making it easy to follow the popular 50/30/20 guideline.

Built in Excel and Google Sheets with a clean, friendly design and sample data to guide you, it works on any device so you can budget the moment you get paid. Perfect for anyone paid weekly or fortnightly who wants to feel in control of their money.

Who it's for

What's included

• Zero-based budgeting for each paycheck
• Needs, wants and savings split
• Track planned vs spent per category
• Dashboard: assigned, left to assign and 50/30/20 split
• Clean design; sample data included
• Works in Excel and Google Sheets, on any device

How to download & use it

1. Check your email. The moment your payment goes through, we email your files to the address you enter at checkout. They usually arrive within a minute or two — if not, check your spam or promotions folder.
2. Download your files. Open the email and click the download button. Your files save straight to your device — nothing is posted, it is all instant and digital. Keep the email so you can re-download any time.
3. Open it. Open the file in Microsoft Excel, or upload it to Google Sheets (in Google Drive: New → File upload, then open with Google Sheets). It works on desktop, tablet and mobile.
4. Make it yours. Type into the highlighted input cells — everything else calculates automatically. Most files include a "Start Here" tab and sample data to guide you.

Need a hand? Every purchase includes free email support and free updates for life. If a file ever will not open, reply to your receipt and we will sort it.

Frequently asked questions

What is zero-based budgeting?

You assign every pound of your pay to a category until nothing is left unassigned — so your money always has a plan.

Is it good if I am paid weekly?

Yes — it is built for weekly and fortnightly pay, not just monthly.

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Instant digital download. Nothing is shipped. Files are delivered to your email the moment you buy, and you can re-download them any time. Single-business licence.