Debt Snowball Tracker

About the Debt Snowball Tracker

Getting out of debt feels impossible until you have a plan — and the snowball method is the plan that works because it keeps you motivated. This Debt Snowball Tracker lists all your debts, automatically ranks them smallest balance first, and shows you exactly which to attack next while paying the minimum on the rest. Each win builds momentum to the next.

The dashboard shows your total debt, how much you have paid off, what remains, your total monthly payment and the percentage you have cleared — plus a remaining-balance-by-debt chart that shrinks as you go. Watching those bars fall is genuinely motivating, and seeing the payoff order takes all the guesswork out of where your money should go.

Built in Excel and Google Sheets with a soft, encouraging design and clearly marked input cells, it works on any device. Once the debt is gone, keep your momentum with our [Personal Finance Dashboard](#/product/personal-finance-dashboard).

Who it's for

What's included

• List every debt with balance, APR and minimum payment
• Automatic payoff order — smallest balance first (snowball method)
• Dashboard: total debt, paid off, remaining and % cleared
• Remaining-balance-by-debt chart that shrinks as you pay
• Colour-coded input cells; sample debts included
• Works in Excel and Google Sheets, on all devices

How to download & use it

1. Check your email. The moment your payment goes through, we email your files to the address you enter at checkout. They usually arrive within a minute or two — if not, check your spam or promotions folder.
2. Download your files. Open the email and click the download button. Your files save straight to your device — nothing is posted, it is all instant and digital. Keep the email so you can re-download any time.
3. Open it. Open the file in Microsoft Excel, or upload it to Google Sheets (in Google Drive: New → File upload, then open with Google Sheets). It works on desktop, tablet and mobile.
4. Make it yours. Type into the highlighted input cells — everything else calculates automatically. Most files include a "Start Here" tab and sample data to guide you.

Need a hand? Every purchase includes free email support and free updates for life. If a file ever will not open, reply to your receipt and we will sort it.

Frequently asked questions

What is the snowball method?

You pay minimums on all debts, then throw every spare pound at the smallest balance first. Quick wins keep you motivated.

Does it calculate the payoff order?

Yes — it ranks your debts smallest-first automatically.

Related searches

Instant digital download. Nothing is shipped. Files are delivered to your email the moment you buy, and you can re-download them any time. Single-business licence.