Personal Budget Tracker

About the Personal Budget Tracker

A budget only works if it is easy to keep — and this Budget Tracker is built to be effortless. Set a monthly budget for each category, log what you actually spend, and instantly see what is left to spend in every category and overall. No more wondering where the money went.

The dashboard shows your income, total spend, savings and what is left over, with a clear breakdown so you can spot where to cut back. Whether you are saving for something specific, paying down debt or just want calm, in-control finances, this tracker turns budgeting from a chore into a quick weekly habit.

Built in Excel and Google Sheets with colour-coded input cells and a clean layout, it works on desktop and mobile. For a fuller picture including debts and net worth, see our [Personal Finance Dashboard](#/product/personal-finance-dashboard).

Who it's for

What's included

• Monthly and annual views
• Category budgets vs actuals
• Savings goal tracker with progress bars

How to download & use it

1. Check your email. The moment your payment goes through, we email your files to the address you enter at checkout. They usually arrive within a minute or two — if not, check your spam or promotions folder.
2. Download your files. Open the email and click the download button. Your files save straight to your device — nothing is posted, it is all instant and digital. Keep the email so you can re-download any time.
3. Open it. Open the file in Microsoft Excel, or upload it to Google Sheets (in Google Drive: New → File upload, then open with Google Sheets). It works on desktop, tablet and mobile.
4. Make it yours. Type into the highlighted input cells — everything else calculates automatically. Most files include a "Start Here" tab and sample data to guide you.

Need a hand? Every purchase includes free email support and free updates for life. If a file ever will not open, reply to your receipt and we will sort it.

Frequently asked questions

Can I change the categories?

Yes — edit any budget category to match your life and the totals follow.

Does it work on my phone?

Yes, in the Excel or Google Sheets app on any device.

Related searches

Instant digital download. Nothing is shipped. Files are delivered to your email the moment you buy, and you can re-download them any time. Single-business licence.